FHA Loans with Dorota Tyminski at SNMC
A Smarter Path to Homeownership
Buying your first home doesn’t have to feel out of reach. FHA loans (backed by the Federal Housing Administration) were designed with first-time buyers and credit-challenged borrowers in mind. With low down payment requirements and flexible credit guidelines, they’ve helped millions of families unlock the door to their first home.
As a licensed mortgage loan officer (NMLS #2459696) with Security National Mortgage Company (SNMC), Dorota Tyminski specializes in guiding homebuyers in Houston, Katy, and across Texas through the FHA loan process — making it smooth, stress-free, and tailored to your financial situation.
Why Choose an FHA Loan?
✔ Low Down Payment – As little as 3.5% down.
✔ Flexible Credit Requirements – Designed for borrowers who don’t have perfect credit.
✔ Competitive Interest Rates – Backed by government insurance, rates often stay affordable.
✔ Closing Cost Options – Some costs may be rolled into the loan.
✔ First-Time Buyer Friendly – Ideal for those taking their very first step into homeownership
FHA Loan Highlights at a Glance
- Minimum credit score as low as 580 (in most cases)
- Down payment options starting at 3.5%
- Available for single-family homes, condos, and some townhomes
- Streamline refinance programs available for existing FHA borrowers
- Backed by the FHA, offered through SNMC’s trusted lending platform
How Dorota & SNMC Make It Simple
At SNMC, we know every borrower’s journey is unique. Dorota takes the time to understand your story, answer your questions, and design a mortgage strategy that works for you. From pre-approval to closing day, she combines local Houston market insight with SNMC’s national lending power — giving you both personal service and the strength of a publicly traded, FHA-approved lender.
Who Can Benefit from an FHA Loan?
- First-Time Buyers needing a low down payment
- Borrowers with past credit challenges
- Families in Texas & nationwide looking for affordable homeownership options
- Homeowners with an existing FHA loan who want to refinance easily
Ready to explore your FHA options?
Contact Dorota Tyminski today for a personalized consultation and get one step closer to homeownership with Security National Mortgage Company behind you.
Your first home is closer than you think—start with an FHA loan today.