First-Time Buyer Programs with Dorota Tyminski at SNMC

Your First Home, Made Possible


Buying your first home is exciting — but it can also feel overwhelming. That’s why there are special loan programs designed just for first-time buyers. With low down payment options, flexible credit guidelines, and access to federal, state, and local assistance programs, you can step into homeownership with confidence.

As a licensed mortgage loan officer (NMLS #2459696) with Security National Mortgage Company (SNMC), Dorota Tyminski helps first-time buyers in Houston, Katy, and across Texas navigate these programs, turning the dream of owning a first home into reality.
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Why Choose a First-Time Buyer Program?

✔ Low Down Payment Options – As little as 3% down for qualified borrowers.
✔ Flexible Credit Requirements – More forgiving than traditional loans.
✔ Down Payment Assistance – Access federal, state, and local grants or programs.
✔ Competitive Interest Rates – Programs designed to keep payments affordable.
✔ Educational Support – Step-by-step guidance from Dorota through the mortgage process.

First-Time Buyer Loan Highlights at a Glance

  • FHA, VA, and Conventional programs tailored for new buyers
  • Down payment assistance programs (state and local availability varies)
  • Closing cost assistance in certain cases
  • Special programs for teachers, healthcare workers, and community heroes
  • Backed by SNMC’s wide loan portfolio and trusted reputation
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How Dorota & SNMC Make It Simple

First-time buyers need more than just a loan — they need a guide. Dorota takes time to explain every option, from FHA and Conventional first-time buyer programs to down payment assistance opportunities available in Texas. With SNMC’s in-house processing and lending expertise, you’ll enjoy a smooth, transparent path to homeownership

Who Can Benefit from First-Time Buyer Programs?

  • Renters ready to buy their first home
  • Young families entering the housing market
  • Recent graduates or professionals building their future
  • Community heroes (teachers, nurses, first responders) qualifying for special programs
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Ready to buy your first home?

Contact Dorota Tyminski today to explore first-time buyer programs and discover how Security National Mortgage Company can make homeownership possible for you.

Dorota helps first-time buyers unlock affordable mortgage programs with SNMC.

Contact Dorota Tyminski at SNMC Now!