Conventional Loans with Dorota Tyminski at SNMC
Flexible Financing for Today’s Homebuyers
Conventional loans are the most popular type of mortgage in the U.S. — and for good reason. With competitive interest rates, flexible terms, and options for both first-time buyers and seasoned homeowners, conventional loans offer the stability many families want.
As a licensed mortgage loan officer (NMLS #2459696) with Security National Mortgage Company (SNMC), Dorota Tyminski helps clients across Houston, Katy, and Texas find conventional loan programs that balance affordability with long-term financial goals.
Why Choose an Conventional Loan?
✔ Wide Availability – Works for a broad range of buyers.
✔ Low Down Payment Options – As little as 3% down for qualified buyers.
✔ Competitive Interest Rates – Market-driven rates with flexible term options.
✔ No Upfront Funding Fees – Unlike FHA or VA loans.
✔ Property Variety – Available for single-family homes, condos, and some investment properties.
Conventional Loan Highlights at a Glance
- Down payments as low as 3% for first-time buyers
- Conforming loan limits (higher in certain high-cost areas)
- Options for fixed-rate or adjustable-rate mortgages
- Strong choice for borrowers with good credit and stable income
- Backed by SNMC’s full-service lending expertise and in-house processing
How Dorota & SNMC Make It Simple
Conventional loans can seem straightforward, but every borrower’s situation is unique. Dorota works with you to explore down payment assistance programs, compare fixed vs. adjustable terms, and structure your mortgage for long-term success. With SNMC’s trusted lending platform and in-house underwriting, you get fast, reliable approvals and clear communication every step of the way.
Who Can Benefit from a Conventional Loan?
- First-time buyers with solid credit who want low down payment options
- Move-up buyers upgrading to a larger home
- Investors financing a rental or second home (select programs)
- Homeowners refinancing into better rates or terms
Ready to explore Conventional loan options?
Contact Dorota Tyminski today for a personalized consultation and get expert guidance backed by Security National Mortgage Company.
Low down payment and flexible terms — discover your conventional loan options today.